This privacy policy covers the use of the web site located at http://www.groupskoop.com and the services provided by GroupSkoop, LLC ("GroupSkoop"), including how GroupSkoop treats personal information that GroupSkoop collects and receives. Pursuant to GroupSkoop's Terms of Use, you must be 18 years and older to use this site or have permission from a legal guardian. Therefore, this policy makes no provision for individuals under 18 years old. This policy does not apply to the practices of third parties that GroupSkoop does not own or control, or individuals that GroupSkoop does not employ or manage.